129773214334375000_40On August 5, 2011 Du Xiaoming Dongfeng EQ4163W tractor, driving ' PJ8055, and ' P8G83 of registered yukang of towing YKH9380 container transport semi-trailer, to lateral belt Expressway in Shanghai Pudong new area G1501 44 km, 300 meters
tera power leveling, parked in the emergency lane due to failed, and then get offWalked to the front of Zhao Jiayuan Park driving, towing and Shanghai, Shanghai B55776 D7558 tail of the registered vehicles. August 5, Zhou Chongliang due to excessive fatigue, driving, towing and Shanghai, Shanghai B34087 B6477 registered vehicles, first hitting Du Xiaoming parked cars of tail, Du Xiaoming's car also hit the Zhao long cars of tail, was caused by Du Xiaoming was killed, Police found Zhou Chongliang bear full responsibility for this incident, Du Xiaoming, Zhao Jiayuan without responsibility. It is understood that on April 28, 2011, Du Xiaoming and branch of China life insurance company limited in zhoukou City Center (hereinafter referred to as "zhoukou wealth") signed a contract of compulsory traffic accident liability insurance for motor vehicles. Insurance policy specified subject matter insured as Yu PJ805Dongfeng EQ4163W tractor and ' P8G83 of registered yukang
swtor gold, 5th YKH9380 container transport semi-trailer, insurance period starting from April 29
tera gold, 2011, to April 28, 2012. After the accident, Du Xiaoming families of Shanghai Pudong new area people's court proceedings require zhoukou finance top compensation insurance not the responsibilityDeath and disability compensation limit of $ 11,000.����Case analysis of the traffic accident, zhoukou fiscal deficit on the adopting of the evidence and facts found no objection, but Du Xiaoming is not part of the traffic accident victims of compulsory traffic accident liability insurance for motor vehicles, strong insurance should not pay death benefits. III of the regulations on compulsory traffic accident liability insurance for motor vehiclesArticle: "compulsory traffic accident liability insurance for motor vehicles referred to in this Ordinance refers to by insurance companies on the insured vehicle caused by road traffic accidents the car people, other than the insured victims of personal injury, death, damage to property, within the limits of liability for compensation for compulsory liability insurance"; article 21st: "insured vehicle caused by road traffic accidentsOfficers, other than the insured victims of personal injury, death, property damage, according to law by the insurance company in the context of compulsory traffic accident liability insurance for motor vehicles liability compensation ".����The 42nd article (b) stipulates that "the insured person, refers to the insured and permitted lawful driver". The provisions of the compulsory traffic accident liability insurance for motor vehicles provided for in the fifth of:"Victims of the strong insurance contract refers to the insured motor vehicle who suffered personal injuries or property damage in traffic accidents, but not including personnel, on the insured motor vehicle insured." Zhoukou wealth view Du Xiaoming while under the car when the accident occurred, according to the mandatory insurance regulations and under the terms of the, Du Xiaoming belonging to a strong risk of the insured, and the frame is not strongVictims of dangerous and therefore should not be paying high risk insurance. Shanghai Pudong new area people's Court has adopted the zhoukou finance defence rejected the duxiaomingfang requirements in zhoukou finance top compensation insurance without liability claims for death and disability compensation limit of $ 11,000.
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