129770919583593750_14In recent days, came first in many cities throughout the country can offer the lowest mortgage interest rates to 85 percent of the message, which was surprised by some people ready to buy at the same time, also left some people worried about, the continuous fine-tuning of policies will stimulate the rebound? Experts believe that China's real estate market is still exceeds demand, in part on the release was not enough to move the price you wantRose, but discourage speculation control policy must not relax, to push House prices continue to return to a reasonable price. Reduce pressure to the suite of the purchase you want to buy, part of the Bank in the near future to discount the first mortgage's message was a big boon. Recently for a network in Beijing, Shanghai, Guangzhou, Suzhou, Hangzhou, Tianjin and Zhuhai 30 cities focus on bankingFirst mortgage rates survey benchmark interest rate for banks have returned to near 90%, Shanghai, Tianjin and Guangzhou some banks back to 85 percent.����Jinan, this reporter interviewed a number of banks and real estate sales company, found in Jinan first mortgage to a "loose", most banks can break the benchmark interest rate
tera gold, the minimum can be reduced to 90 percent, but 85 percent of the concession has not been notified. EarlyDuring the two sessions throughout the country, Deputy Governor of the people's Bank of China said Liu Shiyu, banks on the basis of independent pricing, encouraged its first suite of benchmark interest rates and loan lending rate limit (85 percent), according to the borrower's financial position to balance price. On 12th of this month released seven sectors such as the construction of housing in urban and rural areas to continue doing the real estate market regulation and addFast report also made it clear that the construction of affordable housing, will support the first ordinary housing units for household, first housing loan policy of maintaining stability. Some in the industry believe that lending interest rates back to 85 percent, is a national effort to ease the pressure of housing home buyer you want; also note, bank loans at present relatively loose. "The first half of the yearYears, Bank lending will loose some.����"Glory-rich regional marketing director of Shandong province Xu Chuanming said. According to Central Bank data, in February China's Renminbi loans increased $ 710.7 billion, down $ 27.4 billion last month. In late February, financial institutions deposit reserve rates have been cut again, and the industry expects this year slashed on several occasions. Expert recognition, Money weakening in demand for loans and the economy easing has created conditions for mortgage interest rate discounts. It is understood that from 2009 a 70 percent discount, to the end of 2011, the floating 10%, homebuyers mortgage spending increase in the cost of many mortgage rates cut to reduce the burden on home buyers will play a significant role. According to estimates, to down-30% total price1 million worth of commercial housing, for example, loans of 20, if 85 percent interest rate, equivalent to the price drop 5.5%, loan of $ 436 less each month. Contract boost is limited while the property market began coming mortgage rates concessions, but recently published by the people's Bank of China in the last quarter of 2012 depositor survey report, current home buyerWishes of the trough is still in recent years. Some in the industry believe that, although the first mortgage interest rates credit helps to enhance the volume, but its meaning is more to reduce the burden on home buyers, can effectively increase in trading volume is to see the developers could really bring the price down to a reasonable price. Industry analysis, at present prices must come down, savings have been released long time home buyer demand is in urgent need ofCases, to the first-time buyer credit policy people inclined, help home buyers demand release. "85 percent interest rate concessions will lead to increased demand
tera gold, increase market activity.����"The Research Center said Li Tiegang, Director of Shandong University real estate. A network survey also showed a similar result, "If the first mortgage rates decline, will speed up your purchase", 52.17% of the participants choose" Yes ". In addition, the reporter also learned that volume of China's cities continue to pick up in the near future. Monitoring data of a certain Research Institute showed that the 12th week (March 12) 40 on the surveillance in the city, property heavyivy turnover fell 17 cities, other cities compared varying degreesThe growth. Fell continued to reduce the number of cities, cities such as Hangzhou and Nanjing gains even more than 150%. Xu Chuanming believes that deal to pick up in the near future, is a response to some real estate prices from Jinan, sales are cut larger for better buildings, these buildings generally up to 15% per cent preferential margin. Therefore interest ratesBenefits can only be to a secondary role on the rise in trading volumes, the most important thing is to look at House prices could drop to the psychological threshold of consumers.����Investment consultants real estate researchers Han Changji believes that buyers now more strong wait-and-see mood, so home suite loan interest rate of 85 percent of the actual stimulus is more limited. Drop in house prices will remain stable this year reporters found thatSome people worry that the reserve rate is lowered, first mortgage 85 percent of such "positive" policies continued under regulation no longer increase, property market will rebound? Experts believe that the current inventory of real estate market is still larger, just to pay reduction policy fine-tuning, can promote turnover rebounded slightly, but not enough to move the rally, andStates will continue to apply strictly the policy of suppressing speculation, this will cause prices to continue to the callback. "Through the mortgage policy of restriction and differentiated, effective fight against excessive investment and speculative demand, making market in overall oversupply situation, just need to gradually release demand will increase to a certain extent, but only after demand more than or close to supply only pricesRose. Now, supply spare it is quite big, so drop in housing prices are expected to remain stable this year.����"Li Tiegang said. Experts say that for regulation of the property market to be alert. "Current prices is far from being reduced to a reasonable price, if you relax at this time, you will greatly reduced the effect of regulation in early, and may lead to rebound, and therefore should be used with caution. "In Shandong provinceZhang Weiguo, Director of the economic, Social Sciences Institute said. According to Xinhua News Agency
tera power leveling, Jinan, March 23
Others:
No comments:
Post a Comment